Stables
Be your bank
My bank made possible by Stables on Minima
| Position | Balance | ≈ Value (-) |
|---|
| Asset | Balance |
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Stables
Being your own bank is a skill, and this is where you learn it. Each topic is a short questionnaire you can take at your own pace and retake any time. Pass a topic and its star fills in, building toward your Stables Academy certificate.
Security is open first: ten questions on protecting your Vault key, your payments and yourself. It is the one skill we ask of everyone before real value is at stake.
The five further topics open during the test phase. Questions along the way are welcome in the Academy topic on Telegram below.
BRLw
CADw
CHFw
CNYw
EURw
GBPw
IDRw
ILSw
INRw
IRRw
JPYw
NGNw
PKRw
RUBw
TRYw
USDw
✓
VNDw
Winiwa
✓
xWiniwa
✓
Changes are saved automatically on this device only.
If your avatar is an NFT, paste the contract address and token ID so your Council identity can be verified on-chain.
Changes are saved automatically on this device only.
getaddress reply). Choose 0x hex if you prefer the script hash form.Free tokens used to keep Stables running smoothly. Refilled automatically, without using your payment funds.
Your Vault key is your ONLY access to your bank. No one can recover it for you, including Stables or Minima.
Never share it with anyone.
Only open in a private place. This shows your Vault key (24-word seed phrase).
Quick pay sends immediately when you scan a payment QR under your limit. Standard pay asks you to confirm. Protected pay adds a 4-digit payment code for significant sends.
Quick pay today: 0.00 / 200
These levels decide when incoming and outgoing transactions are considered complete on this device. Minima blocks are about 30 seconds. Amount thresholds are in MINIMA.
Never share any type of personal information. Beware of scammers: the world is full of them, and particularly the blockchain world. Some Stables users will be scammed and suffer painful losses; we are already sorry for them. We will do our best to educate and prevent this, but users may still suffer losses because of mistakes.
The good news is that if you don’t make any mistakes, you will be just fine. The main one is the protection of your Vault key (called a seed phrase in the broader crypto community): this is the most important element of your bank. You have to store it in a place and in a way that it can’t be destroyed or stolen. The best approach is to replicate it in multiple safe places. Don’t forget: ink on paper fades over the years, so it might not be the best long-term method on its own.
The other main mistake is sharing personal information. Please never communicate any type of personal information. In the Stables framework, no personal information will ever be required, not even your name.
The other big threat is computer viruses and malware. Run your Stables Dapp on a safe device with minimal usage (fewer apps and risks).
In the blockchain world, there is no guaranteed way to catch scammers, and recovering stolen funds is practically impossible.
If you publicly say that you need security help on any official channel, you will almost certainly be contacted across one or multiple communication channels (Telegram, Instagram, X, and others) by sophisticated scammers. We do not know all of their tricks, and they may be better than us at reaching Stables users. Please ignore all unsolicited messages and make sure you never, ever communicate personal information.
We sincerely care for you, and your personal safety is important for the whole community. Every victim impairs trust in our structure. We care for each of us individually because we care for each of us collectively. With all our heart. The Stables Council
Your Vault key controls access to your funds. Never share it. For Vault-key help, ask in the Stables community on Telegram or open Security in Preferences.
The Stables name, wordmarks, logos, UI, copy, and related materials in this app are the property of the Stables Council. No other person or entity acquires any ownership or exclusive right in those properties, names, or marks by using this preview.
If you reproduce or redistribute this app or a substantial part of it, you must accompany that reproduction with a clear reference to StablesCouncil and cite StablesCouncil as the original author (for example a visible credit and link to an official Council property listed on the links page). This does not grant a licence to remove branding, imply endorsement where none exists, or misrepresent origin.
This MiniDapp is provided as a preview. It is offered “as is” without warranties. For binding terms, follow Council governance and published policies on official channels as they are updated.
Minima as the foundation. The Minima blockchain is the basis that holds the whole Stables infrastructure. Together with the physical device on which you run your bank, it is the only physical layer you need to pursue full banking sovereignty. The Stables software on your device is visual and interaction access to your bank: it is how you see balances, sign actions, and move value. At all times, the assets that back your position are anchored in the security model of the Minima network and in the tested Stables infrastructure built on top of it.
Confidence in the chain. We are fully confident that Minima will function soundly across all foreseeable scenarios that matter for this design, because of its decentralised architecture. The only technical impairment that sits with you directly is your own personal device where you open the app: that device is the crux (malware, loss, theft, or user error). On-chain, your funds are continuously protected by Minima’s network security and by Stables’ protocol layer, not by a custodian’s ledger entry.
No corporate affiliation. Stables has no affiliation of any kind with any Minima-related legal entity or with people acting in an official capacity for those organisations. Stables is a separate initiative. References to Minima here mean the public chain and tooling (for example a node or MiniDapp host) and public data (for example price endpoints). They are not a partnership, endorsement, or joint product with those companies.
How open networks work. Public blockchain software is, in large part, open source. Minima-related entities, regulators, governments, and other third parties do not and cannot, by architecture alone, dictate what independent teams build or what you choose to run on your own device. They are not on your device controlling your execution. Control stays with whoever operates the node and the MiniDapp, subject to law and to device security.
Distribution is not the same as sovereignty. An IT company, app store, or other platform may try to limit how you first reach Stables products (for example listings, websites, or policies). Once you have lawfully obtained the software and run it on a sovereign device you control, where no intermediary has technical overreach over your device and your execution, that use does not depend on a central party staying “open” for you. That is why we say unstoppable in this technical sense: the design does not require a single gatekeeper for your bank on your own machine.
Seizure and blocking. When you self-custody and interact without a custodian holding your funds, there is no single technical lever a third party can flip to freeze your bank or to block peer-to-peer interactions with other banks the way a centralised account provider can suspend access. This describes what the architecture avoids compared to custodial finance. It does not remove every real-world risk (devices can be lost, stolen, compromised, or subject to lawful process). It is not legal advice.
There is no price in this test. Winiwa and xWiniwa are test tokens with no value. They are not money, they are not an investment, and they cannot be redeemed for anything. Nothing here is financial or legal advice.
Mint and burn are at par. One Winiwa becomes one xWiniwa, and one xWiniwa becomes one Winiwa, in either direction. That rate is fixed by the on-chain covenant, not chosen by this app and not read from any market. There is no price feed, no rate oracle and no signed price in this release.
Stablecoins such as USDw, the fiat display currencies, and every market or trading surface are not part of this test. The wider protocol design covers them, but none of it is deployed here, so no conversion rate for them exists in this build.
This preview stores some choices on your device (for example layout and preferences in browser storage). Neither Stables nor Minima has any visibility into that local data for this static preview; we do not receive it from this copy alone. On the other hand, we cannot guarantee that other actors, such as the company that provides your device operating system or other software on your device, do not have technical means to access device storage or settings. Please do not enter sensitive information where it could be exposed. Do not send secrets or Vault keys through unofficial channels; use only the official Council and security contacts listed on the links page and on Security in this app.
Demo flows may use fixed or simulated figures. Nothing in this preview should be read as live ledger or production accounting. When the Council ships networked features, data practices will be described in the governing documents and release notes on official properties.
First draft of the Stables Charter will be published on GitHub over the coming weeks.
Combining notes publicly links their addresses as one wallet on-chain.
This Stables app has no node of its own. It asks the Minima Core already on this phone, and Core keeps your wallet, your node and your permissions.
You do not install Stables into Core. Opening this app registers it with Core by itself; what is left is to say yes to it, twice, inside Core.
Stables reads balances and sends transactions through your node. Only connect to a node you control because RPC can access its wallet.
4-digit spending guard for significant sends.
Click outside the box to skip the whole welcome process.
Your Vault key is your ONLY access to your bank. No one can recover it for you, including Stables or Minima.
The Stables community can help with questions; only you can keep your key safe.
Recover an existing bank with its seed phrase, or create a new one.
This replaces the bank on this device with the Vault key you entered, then rescans to find its money.
If your current bank holds money, make sure it is backed up first, otherwise it could be lost forever.
Two quick questions before you replace your bank. This keeps your money safe.
Recovery restarts your bank, and the app relaunches on its own.
Keep the app open. It rescans to find your money, which can take a few minutes. When it returns to your bank, your balance is restored. Older transactions may not reappear straight away; new activity shows from here.
This runs commands directly on your node, the engine that holds your wallet.
A wrong or malicious command can move or lose your funds, expose your Vault key, or corrupt your wallet.
Only continue if you know exactly what you are doing. Never run a command someone else gave you.
This builds and signs a covenant transaction on your own node.
| Asset | Current | Simulated | Simulated Δ |
| Winiwa | $84.60 | $84.60 | - |
| xWiniwa | $125.88 | $125.88 | - |
| USDw | $3,450.75 | $3,450.75 | - |
| Coverage fund | $500.00 | $500.00 | - |
| Total | $8,630.48 | $8,630.48 | - |